MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH AdvantageFeatured

Advantage Sectional / 2460-203

Built by: Redman Homes Topeka
3
2
1244 ft²
23'4" x 56'0"
2460-203
ManufacturedMH AdvantageFeatured

Advantage Sectional / The Entertainer 2856-241

Built by: Redman Homes Topeka
3
2
1279 ft²
28'0" x 56'0"
2856-241
ManufacturedMH AdvantageFeatured

Advantage Sectional / 2860-240

Built by: Redman Homes Topeka
3
2
1493 ft²
26'8" x 56'0"
2860-240
ManufacturedModularMH Advantage

Edge II Sectional / 2852-901

Built by: Dutch Housing
3
2
1280 ft²
26'8" x 48'0"
Edge II 2852-901
ManufacturedMH Advantage

Advantage Sectional / 2864-233

Built by: Redman Homes Topeka
3
2
1600 ft²
26'8" x 60'0"
This manufactured home is built to the federal (HUD) building code for manufactured housing.
ManufacturedMH Advantage

Advantage Sectional / 2872-203

Built by: Redman Homes Topeka
3
2
1813 ft²
28'0" x 68'0"
This home can be built to the federal (HUD) building code for manufactured housing or a state building code.
ManufacturedMH Advantage

Advantage Sectional Summit / 2868-237-UH

Built by: Redman Homes Topeka
4
2
1706 ft²
26'8" x 64'0"
2868-237-UH
ManufacturedMH Advantage

Advantage Sectional / James

Built by: Redman Homes Topeka
3
2
1344 ft²
28'0" x 48'0"
Smaller Home With Big Appeal. Open Floor Plan. Large Island, with 42" Upper Hickory Cabinets in Great Kitchen layout. Nice...
ManufacturedMH Advantage

Advantage Sectional / 2860-237

Built by: Redman Homes Topeka
3
2
1493 ft²
28'0" x 60'0"
2860-237
ManufacturedMH Advantage

Foundation Sectional / 2856-907

Built by: Redman Homes Topeka
3
2
1386 ft²
28'0" x 56'0"
2856-907
ManufacturedMH Advantage

Advantage Sectional / The Georgetown 2868-245

Built by: Redman Homes Topeka
3
2
1707 ft²
26'8" x 64'0"
The Georgetown 2868-245
ManufacturedMH Advantage

Advantage Sectional / The Easton 2860-249

Built by: Redman Homes Topeka
3
2
1493 ft²
26'8" x 56'0"
The Easton 2860-249

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Davis Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.